Homeland4one Plans

Homeland4one Plans are LIMITED MEDICAL BENEFIT PLANS that are guaranteed issue. You cannot be turned down and there are no exclusions for pre-existing conditions for outpatient benefits.

Actively At Work Requirement: If a person is not actively at work on the last scheduled work day coincident with or preceding the date his or her insurance would otherwise become effective, insurance will not be effective until the date such person returns to and remains actively at work.

If an Eligible Dependent is unable to engage in the normal activities of a person in good health of like age and sex on the date the insurance would otherwise become effective, coverage will not be effective until the date such person is able to engage in the normal activities of a person in good health of like age and sex. This will not apply to an Eligible Dependent Child who is incapable of self-sustaining employment by reason of mental or physical incapacity, and who is primarily dependent on the Insured for support and maintenance.